Effective Date: 18-08-2025 Company: My Tijarath (based in Kuala Lumpur, Malaysia) Welcome to My Tijarath. These Terms and Conditions (“Terms”) govern your access to and use of our platform, which allows you to create digital business cards and mini e-commerce stores. By using our services, you agree to these Terms. Please read them carefully. 1. Acceptance of Terms By registering, accessing, or using My Tijarath, you confirm that you are at least 18 years old (or have legal parental/guardian consent) and agree to comply with these Terms. 2. Services Provided My Tijarath offers a SaaS platform that enables you to: Create and manage a digital business card. Set up a mini e-commerce store. Share your profile, products, and services online. We may update, modify, or discontinue certain features at any time to improve our services. 3. User Responsibilities You agree to: Provide accurate and truthful information. Keep your account credentials secure. Use the platform only for lawful purposes. Refrain from uploading harmful, offensive, or illegal content. We reserve the right to suspend or terminate accounts that violate these Terms. 4. Payments and Subscriptions Some features require a paid subscription. Fees are displayed at the time of purchase and may change with notice. Payments are processed through secure third-party providers. All subscription fees are non-refundable unless required by law. 5. Intellectual Property My Tijarath owns all rights to the platform, software, and design. You retain ownership of the content you upload but grant us a license to display it on your business card or store. Unauthorized copying, distribution, or reverse engineering of our services is prohibited. 6. Limitation of Liability My Tijarath is not responsible for any indirect, incidental, or consequential damages arising from the use of our platform. We do not guarantee uninterrupted or error-free access to our services. 7. Data Protection & Privacy We handle personal data in accordance with Malaysia’s Personal Data Protection Act (PDPA 2010). For details, please refer to our Privacy Policy. 8. Termination of Service We may suspend or terminate your account if you: Violate these Terms. Misuse the platform. Engage in unlawful activities. You may also close your account at any time. 9. Governing Law These Terms are governed by the laws of Malaysia. Any disputes shall be resolved under Malaysian jurisdiction. 10. Contact Us For questions regarding these Terms, contact us at: hello@my-tijarath.com

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